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26 Oct. 2024

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Adrenaline vs. common sense: why professional extremists are always insured

Insurance
Travel
Adrenaline vs. common sense: why professional extremists are always insured

When it comes to ski resorts, the passion for speed and freedom often overrides common sense. Of course, skiing or snowboarding gives extreme sportsmen the best emotions, but at the same time, it always carries significant risks. Find out why professional extreme sportsmen always take out medical insurance for active tourism

An insurance policy is a guarantee of your safety and peaceful stay outside Ukraine
An insurance policy is a guarantee of your safety and peaceful stay outside Ukraine
BUY


Even the most experienced ski tourists are not immune to injuries and other troubles on the winter slopes. To be more precise, they are insured if they have taken care of it in advance by taking out an appropriate insurance policy. And it's not just about injuries: insurance policies for active winter recreation have many advantages and opportunities, which we will discuss in this article.


Arguments in favor of insurance: cheaper than equipment


If you are involved in extreme sports, chances are you have had to spend a lot of money on high-quality equipment. New skis, snowboards, and protective gear can cost thousands of euros. But what if we told you that insurance for outdoor activities is much cheaper and will bring much more benefits, because we are talking about your own health!


Let's compare:


✔️ The cost of a new snowboard or skis: from €300 to €1,500.

✔️ The cost of a complete set of equipment (standard): from €500 to €2,000.

✔️ The cost of an insurance policy for extreme sports: on average, from €50 to €200 (depending on the package and duration of the trip).


That is, by spending less than on new ski boots, you can get financial security for the duration of your vacation at a ski resort. Agree, the offer is good.


Health insurance for extreme recreation: protection not only from injuries


Most people think that insurance for extreme sportsonly covers medical expenses in case of injury. But in reality, modern insurance policies offer much more.


Here are just a few of the benefits that Visit Ukraine offers as options for additional coverage for extreme recreation:


✔️ Transportation costs to the nearest medical facility;

✔️ Medical services in the country where you are staying - covering the costs of consultation, diagnostics, outpatient treatment and medicines prescribed by a doctor, as well as compensation for emergency inpatient treatment;

✔️ Organization and payment of economy class travel to the country of permanent residence of both the sick/injured tourist and his/her family members or a person insured under the same insurance policy in case of hospitalization or death of the tourist;

✔️ Payment for legal services and translation services to obtain quality medical services or comfortable return to the country of permanent residence in case of an insured event;

✔️ Payment of expenses (no more than 50 EUR per day for a period not exceeding 5 days) for hotel accommodation of one person from among the insured person's relatives in case of an insured event;

✔️ Reimbursement of the cost of lost luggage if the tourist complied with all the rules of luggage transportation.


Such insurance services provide much more than just treatment of injuries, making extreme sports insurance a cost-effective and necessary part of trip preparation.




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The cost of medical services at ski resorts: without insurance, it's outer space


Extreme sports and vacation insurance is where every extreme tourist's journey should start. After all, medical care at European ski resorts is extremely expensive. An injury on the slopes, such as a dislocation, fracture, or sprain, can result in a bill of several thousand euros. For example, in Switzerland or France, evacuation from the mountains costs from €1,000 to €3,000, hospitalization costs from €500 per day, and surgeries can cost tens of thousands of euros. And that's without taking into account the cost of X-rays, medications, and other services that may be included in the medical price list. And what about emergency evacuation from mountain slopes? The cost of such a service can reach tens of thousands of euros!


Without insurance for active tourism, these amounts will fall on your shoulders. And, unfortunately, even budget resorts in Poland or Slovakia are no exception - medical costs for foreigners there also remain high. Therefore, taking out insurance for extreme recreation is not only a matter of safety, but also a common sense decision.


What do our insurance packages offer?


Our Silver, Gold and Platinum insurance packages are designed to provide full insurance coverage during your outdoor activities. Here's what you get when you choose a particular insurance package on the Visit Ukraine website:


✔️ Silver health insurance package: a basic insurance package that covers primary medical expenses, emergency medical care, diagnostics and treatment.

✔️ Extreme travel insurance policy Gold: includes all the benefits of Silver, as well as covers the cost of paperwork for the return of the tourist to the country of permanent residence in the event of an insured event, and includes gynecological care during pregnancy.

✔️ Full insurance package Platinum: this package covers all possible expenses - from full medical services to compensation for lost luggage and legal support for returning home in the event of an insured event.

Thanks to such offers, you can choose the level of coverage that suits your needs and the level of risk during your trip.


Take out insurance and don't risk your wallet on vacation


The main rule of experienced winter tourists is that you should not rely on luck or chance when it comes to your safety and financial well-being in another country. Medical insurance for extreme sports is about protecting you from unexpected expenses and ensuring that any unforeseen situation at a ski resort does not leave you alone with a problem. After all, everyone goes to ski resorts for impressions and good emotions, not for problems that can fall on a tourist's head like a snowball.


How to get medical insurance for extreme sports on Visit Ukraine?


The process of online registration of a medical insurance policy for extreme recreation is simple and convenient. Here's what you need to do to ensure that your vacation remains a vacation, not a problematic trip:


1) Choose the insurance package (Silver, Gold or Platinum) that best suits your needs.

2) Fill out the online form on our website or contact your insurance agent.

3) Pay for the insurance online or through any other method convenient for you.

4) Receive the insurance policy by e-mail.


All questions regarding insurance of extreme types of recreation, or qualified assistance in obtaining an insurance policy are available by contacting our hotline in messengers convenient for you - Telegram | WhatsApp.


Regardless of whether you are just starting your acquaintance with ski resorts, are already an experienced tourist, or even consider yourself a professional on the mountain slopes - insurance for active winter recreation will help you get the most out of your trip, leaving all risks out of your worries.


Let us remind you! Although Europe loves tourists of all categories, it is tightening the rules for refugees and migrants.


Want to know more? Read the latest news and useful materials about Ukraine and the world in the News section.




Our recommendation for a safe and comfortable trip: 


Visit Ukraine Insurance - insurance for a safe stay abroad without unnecessary expenses;

Green Card - compulsory car insurance for traveling abroad;

Visit Ukraine Tickets - book tickets for buses, trains, and airplanes to/from Ukraine and between cities around the world;

Private Lawyer service - professional legal support on visa and migration issues;

Visit Ukraine Merch - buy patriotic clothing and accessories with worldwide delivery.




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