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24 Aug. 2024

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How much do medical services cost abroad: we compare, analyze, and advise

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How much do medical services cost abroad: we compare, analyze, and advise

The number of Ukrainians abroad is increasing almost every day. People travel as refugees, in families and individually; they travel for business and pleasure; they travel as tourists and on vacation. As a result, Ukrainian citizens face new challenges, including access to medical services abroad. Find out what is the current cost of treatment abroad and how you can influence this cost through insurance

An insurance policy is a guarantee of your safety and peaceful stay outside Ukraine
An insurance policy is a guarantee of your safety and peaceful stay outside Ukraine
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If a Ukrainian falls ill while abroad and needs treatment, or needs to be hospitalized as a result of an accident, he or she has two options: pay for paid treatment abroad out of his or her own wallet, or take care of health insurance in advance to cover health-related expenses. Let's consider both options.


Medical services for Ukrainians abroad: what is the price of health?


The healthcare system abroad is significantly different from Ukrainian standards, and this is the first thing Ukrainians need to understand when traveling around Europe and the world.

The cost of medical services abroad in a particular country may vary, but in 95% of cases, this cost will be several times or even ten times higher than the cost of medical services in Ukraine.

And if this issue is not approached responsibly and in advance, the cost of treatment abroad can be significant and very significant.

Visit Ukraine presents the current prices of foreign medical services (collected from open medical services around the world):


Cost of treatment in Switzerland


Although medical services in Switzerland are ten times more expensive than similar services at home, they are considered inexpensive by Swiss standards and almost similar to the cost of services in Germany or France.

- Standard Check-up diagnostics cost 2930 euros (2800 francs);

- Liposuction - 16,800 euros (16,000 francs);

- Ultrasound treatment of uterine fibrosis - 15,700 euros (15,000 francs);

- Removal of the prostate in men using robotic technology - 40 - 50 thousand euros;

- Natural childbirth - 25,200 euros (24,000 francs)

- Rehabilitation in a specialized clinic (1 week) - 11,500 euros (11,000 francs)


The cost of treatment in Turkey


The cost of medical services in Turkey is lower than the cost of treatment in most European countries, but still remains too high for Ukrainians.

- A specialist consultation costs $100-$150;

- Routine blood test (PSA) - $300 - $450;

- Advanced blood test - $500 - $1000;

- X-ray - $50 - $150;

- MRI - $600 - $1200;

- Tumor surgery - $26,000 - $50,000;

- Chemotherapy - $3000 - $30,000;


The cost of treatment in Austria


The cost of medical services in Austria is 20-30% higher than in neighboring Germany.

- A doctor's consultation costs 150 - 450 euros;

- Diagnosis of gynecological diseases - 1500 - 2000 euros;

- Check-up diagnostics - 2000 euros;

- MRI of the body - 1500 euros;

- Chemotherapy - 2000 - 8000 euros;


The cost of treatment in Poland


Medical services in Poland are also significantly higher than Ukrainian medical prices, so many Ukrainians in Poland have long chosen health insurance.

- Cesarean section - $2,500 - $4,000;

- Childbirth without complications - $4,000 - $8,000;

- Treatment by a cardiologist - $450 - $1,500;

- Installation of a dental implant - $600 - $1,500.


Cost of treatment in the Czech Republic


Medical services in the Czech Republic are relatively inexpensive by European standards, so people from other European countries, including Poland, also come to the Czech Republic for treatment.

- A cesarean section will cost $950 - $1,200. US DOLLARS;

- Childbirth without complications - 2 - 3 thousand dollars. US DOLLARS;

- Treatment by a cardiologist - 250 - 1,200 dollars. US DOLLARS;

- Installation of a dental implant - 250 - 1 100 dollars. US DOLLARS.


The cost of treatment in China


Diagnostics and the cost of certain medical services in China are quite low compared to European and American prices.

- A doctor's consultation in China will cost $40 - $100;

- MRI of internal organs - $70 - $1,100;

- EKG - $40 - $70;

- Cesarean section - $2,500;

- Childbirth - $800 - $9,000;

- Treatment by a cardiologist - $1,500;

- Installation of a dental implant - $600 - $2,000.


Cost of treatment in the USA


Medicine in the United States is very expensive, but effective. Nevertheless, every resident of the United States knows the importance of health insurance to be sure of their health and wallet during an illness in this country.

- Specialist consultation - $100 - $650;

- Cesarean section - $18,000 - $30,000;

- Childbirth without complications - $13,000 - $20,000;

- Installation of a dental implant - $3000 - $5000;

- Treatment by a cardiologist - $500 - $1000;

- Installation of a dental implant - $2,000 - 4,000;

- MRI of internal organs - $80 - $900.




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What does the cost of treatment abroad consist of?


The price for medical services abroad usually includes many different sub-items that affect the final amount for medical services. It can be:

- Diagnostics, including tests, X-rays, MRI, ultrasound, etc;

- Each individual consultation with a doctor;

- Drawing up a treatment plan from a specialist;

- The cost of treatment itself (medication or surgery);

- The cost of the patient's accommodation in the ward + meals, the cost of relocation (flight), preparation of the necessary medical and general documentation;

- Additional costs for the services of an interpreter, an accompanying person for the patient, etc.

At the same time, the cost of a full-fledged health insurance for a stay abroad starts from EUR 2.5 per day, and the amount of compensation under standard health insurance can reach EUR 30,000.

Earlier we wrote in more detail about the prices of health insurance abroad.

Important! Each case of need and use of medical care abroad is individual and can be considered separately by hospitals, insurers, or the legislation of a particular country. Here are average prices, which may vary depending on the country and clinic.

Is it difficult to choose an insurance company for health insurance abroad?


The existing healthcare systems in European countries and in most countries of the world are based on insurance. And health insurance policies purchased from bona fide insurers do indeed reimburse not only compensation for the treatment of injuries, burns, etc., but also cover most of the costs of an emergency ambulance (which, for example, in Germany, will cost 600 euros).

Health insurance abroad usually also covers the costs of scheduled treatment. This may include a visit to a specialist, basic procedures, some of the costs of rehabilitation, over-the-counter medications, etc. If we are talking about a planned operation while abroad, the insurer can cover from 10 to 35% of its cost.

Don't forget that you can also get health insurance while you are already abroad. We talked about this in this article.

All you have to do is choose an insurance company and a policy that suits your specific needs for traveling and staying in a particular country. But for an average person without knowledge of the insurance market and the nuances of health insurance, especially foreign health insurance, this may not be so easy. You need to collect information, analyze, compare, and most importantly, check the reputation of the insurance company.

The process of obtaining health insurance on Visit Ukraine is as simple and straightforward as possible. We have only proven insurance options from licensed insurers in Ukraine. To be calm about your own health and the health of your loved ones during your stay in Europe, take out reliable health insurance with guaranteed payments through our portal. To secure a reliable insurance policy when visiting other countries of the world, buy insurance online here.

Just a reminder! In most countries of Europe and the world, health insurance for foreigners is a legal obligation, and we have already explained here and here why it is important for Ukrainians to take out insurance before traveling abroad to avoid problems.


Want to know more? Read the latest news and useful materials about Ukraine and the world in the News section.




Our recommendation for a safe and comfortable trip: 


Visit Ukraine Insurance - insurance for a safe stay abroad without unnecessary expenses;

Green Card - compulsory car insurance for traveling abroad;

Visit Ukraine Tickets - book tickets for buses, trains, and airplanes to/from Ukraine and between cities around the world;

Private Lawyer service - professional legal support on visa and migration issues;

Visit Ukraine Merch - buy patriotic clothing and accessories with worldwide delivery.




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Frequantly

asked questions

What insurance do I need to cross the border?

To enter the EU and/or Schengen countries, it will be sufficient to have health insurance with a minimum indemnity of EUR 30,000 for the entire period of stay. For the United States, Canada, or Australia, it is recommended to take out insurance with a minimum indemnity of $50,000.

What is the cost of health insurance for traveling abroad?

Is it safe to take out electronic insurance?

Is it possible to insure several persons under one contract?

What is an insurance deductible?

What is an Assistance Company?

What should I do to get the insurance money?

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