Taking out travel insurance for a trip to Spain is an important step to ensure your safety during your stay abroad. Whether you're going on holiday or planning to work or live in Spain for a long time, choosing the right policy will help you avoid unexpected expenses and ensure access to medical care in any situation. Find out when and who needs it

An insurance policy is a guarantee of your safety and peaceful stay outside of Ukraine

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Spain is one of the most popular destinations in Europe for tourists, students and those looking for work abroad. However, before travelling, it is important to understand insurance issues, which may vary depending on the purpose of the visit. 

We'll explain who needs what kind of insurance, how to get it, and where to find suitable offers below.

Who needs insurance for a trip to Spain?

Spain is a Schengen country, which imposes certain entry requirements, one of which is the need to have an insurance policy.

Depending on whether you are travelling to Spain to have a holiday, work or live, the type and scope of coverage may differ. 

Insurance for tourists

For short-term trips on a tourist visa or visa-free regime, you need health insurance. This is a mandatory requirement for obtaining a visa to Schengen countries, including Spain.

It is important that the policy should cover at least €30,000 for medical services for the entire period of stay in the country and cover all Schengen countries.

Insurance for work in Spain

If you are travelling to Spain to work, short-term work visas (e.g. seasonal work) also require health insurance. In addition, your employer may provide compulsory insurance, but it is recommended to have a policy with broader coverage, including services such as emergency medical care and repatriation to your home country.

For long-term work (more than 90 days) or when applying for a residence permit, you may be asked to provide more comprehensive health insurance. Employees in Spain have access to the public healthcare system through social security contributions, but you can also take out a private policy for extended coverage.

Insurance for expats

Retirees and people planning a long-term stay in Spain need health insurance that should cover a full range of services. Most often, these are private insurances that provide access to high-quality medical care. This is especially important for those who will not use the public healthcare system.

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Do Ukrainians need insurance?

Ukrainians moving to Spain under the temporary protection programme are not required to have insurance to enter the country. However, this document is desirable.

Of course, refugees who arrive in Spain receive medical care under temporary protection, which will give you the opportunity to visit doctors for free. However, the first time you arrive, in particular when applying for documents and health insurance, it is better to be sure that in case of an emergency or illness, you will be able to receive guaranteed assistance in a language you understand.

Also, given the high cost of medical services in Spain, an insurance policy can save you a lot of money in case of illness. Therefore, we recommend that you purchase a travel insurance policy before travelling.

What types of insurance may be required in Spain?

Insurance requirements may vary for each category of traveller, but the main types of insurance include:

Medical insurance. This is a mandatory type of insurance for all categories of travellers. It covers the costs of treatment in the event of illness or accident, including inpatient and outpatient treatment, emergency surgery, transportation and repatriation.

Accident insurance. Accident insurance is especially relevant for those planning an active holiday or sports activities. It covers compensation in case of injury or disability.

Public liability insurance. For those who are going to work in Spain, in some cases, you may need public liability insurance, which covers damages caused to third parties through your fault.

International transport insurance policy. If you are travelling by car, you will definitely need a Green Card. In the absence of this document, tourists may not be allowed into this country.

How and where to get insurance for a trip to Spain?

Different types of insurance are available on the Visit Ukraine portal, where you can purchase an insurance policy in a matter of minutes. Also, on our website, you can carefully read important information about the countries you intend to travel to.

We remind you! This year Spain continues to accept Ukrainian refugees and grant them temporary protection status until March 2025. Read more about the rules of entry, stay, the procedure for obtaining temporary protection in Spain in 2024 and what assistance Ukrainians can expect here.

Want to know more? Read the latest news and useful materials about Ukraine and the world in the News section.

To safely move, travel or find employment in a new country, you will need travel insurance. You can issue an extended policy on our website using the link.

Do you have additional questions? Contact the Visit Ukraine hotline (Telegram | WhatsApp).

Our recommendation for a safe and comfortable trip: 

Visit Ukraine Insurance - insurance for a safe stay abroad without unnecessary expenses;

Green Card - compulsory car insurance for traveling abroad;

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Private Lawyer service - professional legal support on visa and migration issues;

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